The Importance of Insurance

Podiatry New Zealand requires members who are practicing podiatrists to have Professional Indemnity and Public Liability insurance as a condition of their membership. 
 
Our insurance partner, BizCover, provides a package with the minimum level of insurance cover required for membership and offers a range of additional cover options to those who require it.
 

Individual Insurance Package Includes: 

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Professional Indemnity
Cover for any civil liability arising out of negligence or alleged negligence from professional activities and any legal defence costs pertaining to the defence of the alleged negligence.
Maximum limit of indemnity - $1,000,000
 
Public Liability
Cover for claims of compensation for personal injury or third-party property damage arising out of an event whilst carrying out business activities.
Maximum limit of indemnity - $1,000,000

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Statutory Liability (optional add on, not part of membership requirements)
This cover provides protection where there is a potential or actual prosecution brought against a member when, in the course of business, there is an unintentional breach of an act of Parliament.
Maximum limit of indemnity - $1,000,000
 
Employers Liability (optional add on, not part of membership requirements)
Cover for liability as an employer where employees have suffered bodily injury as a result of employment where such injury is not covered by an ACC legislation.
Maximum limit of indemnity - $1,000,000
 

Company Insurance Package Includes:

 

Professional Indemnity

Cover for any civil liability arising out of negligence or alleged negligence from professional activities and any legal defence costs pertaining to the defence of the alleged negligence.

Maximum limit of indemnity - $2,000,000

 

Public Liability

Cover for claims of compensation for personal injury or third-party property damage arising out of an event whilst carrying out business activities.

Maximum limit of indemnity - $2,000,000

 

Statutory Liability (optional add on, not part of membership requirements)

This cover provides protection where there is a potential or actual prosecution brought against a member when, in the course of business, there is an unintentional breach of an act of Parliament.

Maximum limit of indemnity - $1,000,000

 

Employers Liability (optional add on, not part of membership requirements)

Cover for liability as an employer where employees have suffered bodily injury as a result of employment where such injury is not covered by an ACC legislation.

Maximum limit of indemnity - $1,000,000